{"product_id":"smart-money-habits-the-royal-circle-edition","title":"Smart Money Habits — The Royal Circle Edition","description":"\u003cp\u003e\u003cstrong\u003eThe money guide that should have been taught in school. Now it's in your hands.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eSmart Money Habits — The Royal Circle Edition is a fully rebranded, expanded guide curated by Ntampi Hene for the TRC community. It covers the six foundations of building real wealth: mindset, budgeting, saving, investing, debt elimination, and your long-term implementation plan — all written for people who weren't handed a financial head start.\u003c\/p\u003e\n\u003cp\u003eThis isn't theory. It's a system.\u003c\/p\u003e\n\u003ch2\u003eWhat's Inside\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eForeword from Ntampi Hene\u003c\/strong\u003e — why The Royal Circle exists and how this guide fits into your journey\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePart 1 — Mindset Shift:\u003c\/strong\u003e The origins of your money story, the wealth-building mindset framework, and practical transformation steps\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePart 2 — Mastering Budgeting:\u003c\/strong\u003e The Royal Budget System, the 50\/30\/20 framework adapted for builders, and automation strategies\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePart 3 — Saving Smart:\u003c\/strong\u003e The three-tier emergency fund, how to build $1,000 fast on any income, and where to keep it in Canada\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePart 4 — Investing Wisely:\u003c\/strong\u003e The investment sequence for beginners, TFSA\/RRSP strategy, index funds, and dollar-cost averaging\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePart 5 — Eliminating Debt:\u003c\/strong\u003e Avalanche vs. snowball, the Royal Debt Elimination Protocol, and building wealth while managing debt\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePart 6 — Your Journey:\u003c\/strong\u003e The 90-Day Royal Circle Implementation Plan with a full checklist\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Royal Circle Ecosystem:\u003c\/strong\u003e Every tool, platform, and resource to keep building\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhat You Get\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eInstant digital download (PDF, 18 pages)\u003c\/li\u003e\n\u003cli\u003eForeword + expanded Canadian context throughout\u003c\/li\u003e\n\u003cli\u003e90-Day implementation checklist\u003c\/li\u003e\n\u003cli\u003eLinks to the full Royal Circle ecosystem\u003c\/li\u003e\n\u003cli\u003eLifetime access — no expiry\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003eCurated and presented by The Royal Circle.\u003c\/em\u003e\u003c\/p\u003e","brand":"The Royal Circle","offers":[{"title":"Digital Download","offer_id":52347418968375,"sku":"TRC-DIGITAL-SMH-001","price":19.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0718\/4315\/2183\/files\/0FF1EB22-3B9F-47FF-A8AA-36618443F64C.png?v=1780591256","url":"https:\/\/ntampihene.com\/products\/smart-money-habits-the-royal-circle-edition","provider":"The Royal Circle","version":"1.0","type":"link"}