The Royal Budget Kit — Budget, Debt & Credit Google Sheets Bundle

Your income isn't the problem. Your system is.

The Royal Budget Kit is a powerful Google Sheets bundle built to give you complete visibility and control over your money — whether you're living paycheck to paycheck or already making moves. Three battle-tested spreadsheets, one mission: put you in control of every dollar.

What's in the Kit

• The Royal Monthly Budget Sheet — Income tracking, fixed and variable expenses, savings targets, and a real-time balance. Built for any income level. Color-coded so you always know where you stand at a glance.
• The Debt Destruction Calculator — Enter your debts, minimum payments, and extra payment amount. The sheet auto-calculates your payoff date using both avalanche and snowball methods, and shows you exactly how much interest you save.
• The Credit Score Tracker — Monthly credit score log, utilization tracker, on-time payment record, and a built-in action plan for moving your score from wherever it is to where you need it to be.

What You Get

• 3 Google Sheets templates — copy to your Google Drive in one click
• Works on desktop, tablet, and mobile
• No formulas to set up — everything is pre-built
• Instant delivery to your email after purchase
• Lifetime access and free updates

Free Google account required. The Royal Budget Kit is part of The Sovereign Stack — TRC's growing library of financial independence tools.